Tips from retirees who've found their ideal lifestyle
When you're looking for the perfect retirement village, it can be easy to become overwhelmed by the sheer choice of options available.
So to make your decision process a little easier, we've come up with a way to sort through all this information and decide what’s important to you.
You might be familiar with this method from when you made other big life decisions; such as buying a home, choosing a car, or deciding on an overseas holiday destination for example.
It's a good idea to categorise your list into four main areas, with the things you:
- Definitely must have
- Would like to have
- Don’t really care about
- Definitely do not want
How does this system work? Well for example, when you and your spouse were still working, you might have felt a two car garage was a ‘definitely must have’; while now it’s in the ‘don’t really care about’ pile.
Let's take a look at the different ‘categories’ that you may wish to consider when you’re weighing up your retirement living options.
1) Whereabouts in Australia would you like to live?
This one’s top of the list for a reason. Clearly, it’s one of the first things you’ll have to decide on – taking into account where your friends and family live; what environment you’re looking for; and whether you want to be “close to the action” near the city or somewhere you can enjoy the peace and quiet.
Think about whether you’ll still be driving in a few years’ time, or whether you ‘definitely must have’ access to good public transport.
2) Check out the types of home on offer
Another very important decision is the style of living accommodation on offer. Would you ‘like to have’ a small, easy-to-maintain unit, or do you ‘need to have’ space for visitors to come and stay?
Is an architecturally designed home a non-negotiable for you? And on that topic, is the ability to choose your own home design a ‘must have’ for you? Or would you be happy enough to live in a retirement estate that takes a more “cookie cutter” approach to home design?
Inside your home, what’s important to you in terms of layout, fixtures and fittings? What about ducted air conditioning and heating? Is a fully fitted out new kitchen a non-negotiable – or do you intend to dine out more, now that you're enjoying your retirement?
3) What are the retirement village's rules?
For most people, one of the attractions of retirement estate living is that, unlike a home in the suburbs, residents agree to be bound by a set of rules governing behaviour and other issues. It helps to prevent any problems with noisy neighbours, unruly parties, and unkempt properties among other things.
However, it pays to check whether these same rules conflict with some of your ‘must haves’. For example, will the retirement estate let you bring your beloved “Deefer” with you – or are pets strictly prohibited? Can your family come and stay with you for a while, or is the estate strictly for residents only?
Rules at retirement estates will vary greatly, so do your research first and make sure you understand the rules that will affect you.
4) Think about what facilities you'd like to have access to in retirement
Of course, another big drawcard for retirement village living is having access to all the facilities which are available for residents. It’s another factor which varies greatly from estate to estate, so it’s worth checking out in some detail.
If you’re a movie buff, having on on-site cinema could be a ‘must have’ for you. If you love entertaining the grandkids, it could be ‘nice to have’ a children’s playground for when they visit.
You get the idea – it’s the same process for everything which today’s resort-style retirement accommodation can offer, whether that’s a gym, swimming pool, tennis court, caravan storage, computer facilities or a residents’ library.
Imagine a ‘day in the life’ of your new community, and you’ll soon get a feel for which amenities you won’t be able to live without.
5) Consider the management and staff at the retirement village
Retirement estates have many different ownership setups; from being part of a large national group of companies to being a smaller family-owned business. You might think that doesn’t really affect you; yet it can influence your dealings with the estate employees.
For example, is it important to you that the estate has staff on-site 24 hours? Does the manager really care about residents’ wellbeing, or is “just a job” to them?
Even if management starts out on your ‘don’t really care about’ list, once you’ve enjoyed a great team who work to make a difference to the community, you’ll think they’re a ‘must have’.
6) Find out what services and support are included in your fees
Not only will your monthly fees vary from estate to estate, but they’ll cover different things too. Is maintenance of your home important to you, or just something that’d be ‘nice to have’?
Do you want to have council rates and water charges included in your fee for convenience, or is this not important to you? Do you still get around in your own car, or is an estate bus to take you shopping a ‘must have’?
All of these questions – and many more – may occur to you as you tour various retirement estates.
7) The ‘intangible’ things
Last but certainly not least, if possible you should consider all the intangibles; the qualities that are difficult to put your finger on but that make such a difference to your lifestyle.
We’re talking about the type of people who live in the retirement estate; the ‘spirit’ and life outlook they share; and the way they work together to create a community.
It’s difficult to quantify, but it’s definitely worth some thought. Touring your retirement estate options in person can help to give you an idea of these intangibles, and show you which ones deserve to be on your ‘must have’ list.
Find your ideal retirement village today
If you’re thinking of joining or Albury and Shepparton retirement communities, we’d love to meet you. Arrange your personal tour by calling us at Albury on 02 6049 3100 or Shepparton on 03 5820 5100, or get in touch with the contact form here.
